Raising Debt? Do This First.

By admin

25 Feb 2026

Thinking about raising debt finance for growth, refinancing, acquisitions or working capital?

In this episode of The Fractional CFO Show, Adam Cooper speaks with Steve Cockell, Founder of Obica Business Funding and experienced commercial debt advisor, about how the SME funding landscape has changed, and what founders must do before approaching lenders.

They discuss:

The decline of traditional relationship banking
The SME funding gap between £500k – £2m
Invoice finance vs unsecured cash flow lending vs asset-backed facilities
How to craft a compelling funding narrative
When to use a debt advisor
What lenders really look for in today’s credit environment

If you’re planning business growth and want to use debt finance strategically, this episode will help you approach funding with clarity and confidence.

Author

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Date:

25 Feb 2026

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