This week I’m joined by Michael Henderson, Founder of RiskBox Ltd, a man on a mission to help creative businesses understand what insurance they really need.

Michael brings a refreshingly honest take on one of the more confusing of running a businesses. He shares real stories, practical guidance, and insights that could save your business time, money and headaches when things go wrong.

🌟 Some of my favourite parts of our conversation include:

✅ Legal must-haves vs. nice-to-haves: What’s actually required when starting out.
✅ Overinsured or underinsured? Why many founders get this balance wrong.
✅ Contracts and cover: How to handle insurance clauses in big client agreements.
✅ Cyber and ransomware: What protection looks like in a digital-first world.
✅ “Mitigation of loss”: The little-known insurance clause that could save you thousands.